Scroll down for a list of plans that we accept.

1. MarketPlace Plans (HealthCare.gov) 2026
2. Medicare plans  
3. Commercial plans  

note:
*  = Non-Par. We are not contracted with the plans marked with an asterisk, but we will accept your plan if you have out of network benefits. This usually results in higher out of pocket costs for you. It is your responsibility to know the impact of your out of pocket costs to use an out of network provider.

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1.  MARKETPLACE PLANS (HealthCare.gov)    2026 

Accepted MarketPlace Plans
UnitedHealthcare - Bronze, Silver and Gold 

Not Accepted MarketPlace Plans (no benefits)
Ambetter  
Anthem Pathway and Pathway X    
Medica (includes Wellfirst by Medica or Balance by Medica) offers multiple options.
Oscar Insurance Company  

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2. ACCEPTED MEDICARE HEALTH PLANS

* AARP Medicare Advantage from UHC ST: Walgreens PPO  
       - (excluding AARP Medicare Advantage from UHC ST: any HMO-POS - no benefits)

Aetna Medicare Advantage Plans

• Elite PPO  -  H1608-050  
• Value Plus HMO-POS  - H0523-074
• Signature HMO/POS  -  H2663-005   replaced Gold Advantage
• Signature PPO -  H1608-067   replaced SmartFit
• Enhanced Extra HMO/POS  - H2663-006   replaced Choice Plus
• Ehnanced PPO  -  H1608-013   replaced Premier PPO
• Chronic Care HMO C-SNP  H2663-102  

* Anthem Medicare Advantage PPO  
     - (excluding Anthem Medicare Advantage HMO/POS - no benefits)
* Essence Advantage Choice PPO and Choice Plus PPO  
     - (excluding Essense Advantage HMO, Select HMO, Plus HMO - no benefits)
* Humana Choice - any PPO and PFFS plan  
     - (excluding Humana Gold Plus, any HMO plan - no benefits) 
Medicare (traditional)
Medicare Supplement - If your secondary card reads 'Medicare Supplement', this works along with your traditional Medicare card. 
RailRoad Medicare
* United HealthCare Medicare Advantage Plans
       * United HealthCare (Medicare) Complete Care PPO - CSNP
       * United HealthCare Medicare Advantage PPO     
       * United HealthCare GROUP Medicare Advantage PPO  
       * United HealthCare  Medicare Advantage AM-0002 (Regional PPO) R3444-012-000 
       * United HealthCare Complete Care MO-1 (PPO C-SNP) H2001-055-000  
       * United HealthCare Complete Care Support AM-1A (Regional PPO C-SNP) R3444-008-000 
      * United HealthCare Complete Care AM-1 (Regional PPO C-SNP) R3444-009-000  
      - (excluded plans include United HealthCare GROUP Medicare Advantage HMO, United HealthCare Dual Complete HMO-POS D-SNP, United HealthCare SNP Plans - including Complete Care, Dual Complete, Care Advantage, Nursing Home Plan - no benefits)

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3. ACCEPTED COMMERCIAL HEALTH PLANS 
* Allsavers (UHC)
Aetna
Aetna Hmo   
     - (excluding Aetna Carelink, Aetna CVS Health, Aetna IFP (Individual Famly Plans shown as Gold, Sivler or Bronze) - no benefits)

Anthem

• Blue Access and Blue Access Choice   
• Blue Preferred HMO      referral required
• Blue Preferred PPO     
• FEP (Federal)             
• Mercy - Blue Access or Blue Access Choice only. 
       - (excluding Anthem Alliance Network - no benefits)
• Other excluded plans include (there will be no benefits) 
       - Anthem Pathway or Pathway X
       - Anthem Direct Access
       - Anthem Multi-State
       - Anthem Alliance network  

BCBS - (Blue Cross/Blue Shield)  see Anthem
Cigna HealthCare of St., Louis HMO   referral required
Cigna Local Plus      check insurance card regarding referral
Cigna Open Access Plus
Cigna HMO 
Cigna PPO 
* Golden Rule (UHC)
* Healthlink PPO, POS, HMO-OA III  Non-Par with out of network benefits terminated 09/30/2024. Check to see if your plan has out of network benefits. They will probably apply the allowed amounts to your deductible.
      - (excluding Healthlink HMO - no benefits / terminated 09/30/2024)

Humana Commercial Products - we participate in CHOICE CARE only
Humana Medicare Supplement
IBEW  (processed by Cigna)
Mercy Anthem Blue Access Choice 
     - (excluding Mercy Anthem Alliance - no benefits)
Medico Corp Life Insurance
Meritain
Solidarity HealthShare
Tricare for Life Medicare Supplement  
     - (excluding all other Tricare - no benefits)
UFCW 
* United HealthCare Plans 
     * UHSS
     * UMR
     * United HealthCare: Surest Bind
     * Union Pacific RailRoad
     * United HealthCare: Choice & Choice Plus, Allsavers, Core
     * United HealthCare Compass, Navigate, Charter   referral required

Known Commercial Plans that our NOT ACCEPTED
This is not a complete list of plans we do not participate with.
These plans provide no benefits in our office and you will be self pay.

Ambetter 
Balance  (Medica)  
Beech Street PPO
Champus/Champva
Coventry Health Care of Missouri  
Essence HMO  
Exclusive Choice  
First Health 
Medica  
Medicaid or any Medicaid HMO or PPO product 
MultiPlan - terminated 09/30/2024
Oscar Insurance Co  
PHCS   terminated 09/30/2024
SSM & SSM CoreSource   
USAQ Managed Care Organizaion - terminated 09/30/2024
Wellfirst  (Medica)  
Zelis  terminated 09/30/2024